Dental Insurance & Payment Options
We work with most major dental insurance plans and offer flexible payment options to make quality dental care accessible and affordable for everyone.
Insurance Plans We Accept
We are in-network with most major dental insurance providers. Our team will help you understand your benefits and maximize your coverage.
Blue Cross Blue Shield
Very Good Coverage
Nationwide coverage with flexible plan options for individuals and families.
Cigna Dental
Good Coverage
Comprehensive dental plans with preventive care emphasis.
United Concordia
Good Coverage
Quality dental coverage with network flexibility.
Blue Cross Blue Shield
Good Coverage
Nationwide coverage with flexible plan options for individuals and families.
Cigna Dental
Good Coverage
Quality dental coverage with network flexibility.
Understanding Your Coverage
Most dental insurance plans categorize treatments into three main types with different coverage levels. Here’s what you can typically expect.
Preventive Care
100%
Most insurance plans cover preventive care at 100% with no deductible.
Covered Services:
- Routine cleanings (2 per year)
- Comprehensive oral exams
- Digital X-rays
- Fluoride treatments
- Oral cancer screenings
Basic Restorative
70-80%
Basic treatments typically covered at 70-80% after deductible is met.
Covered Services:
- Routine cleanings (2 per year)
- Comprehensive oral exams
- Digital X-rays
- Fluoride treatments
- Oral cancer screenings
Major Restorative
50%
Major procedures usually covered at 50% after deductible and waiting periods.
Covered Services:
- Crowns and bridges
- Dentures and partials
- Dental implants
- Oral surgery
- Complex periodontal procedures
How We Handle Your Insurance
Our experienced team makes using your dental insurance simple and stress-free.
- Before Your Visit
Insurance Verification
We verify your benefits and coverage details before your appointment.
Pre-Authorization
For major treatments, we obtain pre-authorization to confirm coverage.
Treatment Estimate
We provide detailed estimates showing your insurance coverage and out-of-pocket costs.
- After Your Treatment
Direct Billing
We file claims directly with your insurance company for your convenience.
Payment Processing
You only pay your portion at the time of service - we handle the rest.
Follow-Up
We track claim status and handle any insurance questions or issues.
Frequently Asked Questions
We offer several options for patients without insurance, including cash discounts, flexible payment plans, and CareCredit financing. We believe everyone deserves quality dental care regardless of insurance status.
Our team will verify your benefits before your appointment and provide a detailed treatment estimate. We’ll explain exactly what your insurance covers and what your out-of-pocket costs will be.
Most insurance plans don’t cover purely cosmetic procedures. However, some treatments like crowns or veneers may be partially covered if they’re also restorative. We’ll help you understand your specific coverage.
If a claim is denied, our team will work with you and your insurance company to understand why and help resolve the issue. We have extensive experience dealing with insurance companies and will advocate for you.